Lord Trade Centre Office 315, 3rd Floor, F-11 Markaz, Islamabad cs@hazirfinancial.com
Hazir Financial Services (Private) Limited
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About the Company

A financial services firm rooted in Islamabad

HAZIR FINANCIAL SERVICES ( PRIVATE ) LIMITED was established to make structured, fairly priced credit accessible to individuals and small enterprises across Pakistan.

Home About Us
Interior of the Hazir Financial Services office in F-11 Markaz Islamabad
F-11 Markaz Registered office location in the capital
Who We Are

Practical credit solutions, delivered with discipline

We are a private limited company registered in the Islamabad Capital Territory, operating from Lord Trade Centre in F-11 Markaz. Our business is lending and credit advisory: we assess applications, structure repayment plans and fund borrowers whose requirements are realistic and affordable.

Our team works with salaried professionals, self employed applicants and small business owners who need dependable access to funds without navigating lengthy institutional procedures. Every file is reviewed by a human analyst, and every applicant receives a written explanation of the terms offered.

  • Registered as a private limited company in Pakistan
  • Client service handled directly by our in house team
  • Written offer letters covering every cost component
  • Complaint handling with documented response timelines
Mission and Values

What guides our lending decisions

Our purpose is to help clients meet genuine financial needs without pushing them into unsustainable obligations.

To provide accessible and honestly priced credit that strengthens households and small businesses in Pakistan, and to treat every borrower with the clarity and respect we would expect ourselves.

Mission statement of HAZIR FINANCIAL SERVICES ( PRIVATE ) LIMITED

Clarity

Terms are written in plain language. If a client cannot explain their own repayment schedule back to us, we have not done our job.

Fairness

Pricing reflects assessed risk, not opportunity. We do not apply penalties that were never disclosed at signing.

Prudence

We decline applications when affordability is not demonstrated. A responsible refusal protects both the client and the company.

Respect

Collection communication is conducted professionally and lawfully, with no harassment of borrowers or their contacts.

Compliance

Responsible lending and compliance commitment

Our internal controls are built around identity verification, affordability testing and lawful data handling.

01

Know Your Customer

Each applicant is verified against a valid CNIC and supporting income documentation before any credit is extended.

02

Affordability Testing

Instalments are sized against documented income so that total obligations remain within a sustainable share of monthly earnings.

03

Disclosure Before Signing

Principal, service fee, total payable and the full repayment calendar are disclosed in writing prior to agreement.

04

Data Handling

Personal data is collected for credit assessment and statutory record keeping only, and is never sold to third parties.

05

Fair Collection

Overdue accounts are handled through documented reminders and lawful recovery steps, without intimidation or public disclosure.

06

Complaint Resolution

Written complaints sent to our client service address are acknowledged and investigated with a documented outcome.

Our Team

Local presence, experienced people

Our credit, operations and client service functions are staffed locally in Islamabad. Analysts bring experience from banking, microfinance and small business advisory, which allows them to read a Pakistani applicant profile accurately rather than relying on generic scoring alone.

Credit Assessment Manual file review by trained analysts on every application
Client Service Email support responding within one business day
Operations Disbursement and repayment reconciliation handled in house
Talk to Our Team
The Hazir Financial Services team at the Islamabad office

Have a question about our company or our terms

Our client service team can confirm company details, explain documentation requirements and clarify pricing.

Email cs@hazirfinancial.com See Loan Services
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